UNDERWRITING: ⊙Enrollment (1) Foreign employees should provide photocopies of their Work Permit and Alien Resident Certificate to their places of employment (i.e. employers) for enrollment in the NHI program as of the first workday(under Category 1). (2) Unemployed foreigners, if qualified as dependents of an insured person, may enroll under that insured person. (3) Unemployed foreigners, if not qualified as dependents of an insured person, should bring the Alien Resident Certificate to the village (township, municipal and district) administration offices to enroll in the NHI Program after residing in Taiwan for 4 months(Category 6).
⊙Withdrawal The insurance coverage will be cancelled under the following conditions: (1) Foreign residents who cease to have a legally acceptable reason to reside in Taiwan or who decide to leave Taiwan will lose their eligibility for coverage and should apply to withdraw from the insurance program. All outstanding premiums should be paid prior to departure from Taiwan. (2) Foreign residents who leave Taiwan for vacations or business trips and still have a valid permit to remain in Taiwan will continue to have coverage. (3) Foreign residents who plan to leave Taiwan for more than 6 months can either continue to pay the premiums to keep the coverage or withdraw from the insurance program. In the latter case, no premium is required. (4) Upon returning to Taiwan, an application to reactivate the coverage should be submitted. Those who choose to discontinue the coverage but return within the 6-month period need to repay the premiums to cover the period while absent from Taiwan. Those who continue to pay premiums and maintain coverage are eligible to claim for emergency treatment or childbirth medical expenses while living outside Taiwan. Proper documentation certifying the medical condition and expenses incurred is required for reimbursement.
PREMIUMS:
(1) People who are qualified to be the beneficiaries of the NHI Program must enroll in the National Health Insurance Program under an appropriate category. The insured are classified into 6 categories according to their occupation. The insured and their dependents must pay premiums monthly. For their convenience, employees’, and their dependents’ premiums will be deducted directly from their salaries. (2) For Category 6-those who enroll through local (city/district/town/village) administration offices- the local branch of the Bureau of National Health Insurance will mail them their premium bills by the end of the following month. The insured may pay premiums for their dependents and themselves at banks or other agencies contracted by the BNHI. (3) Premiums may be also paid directly through a monthly bank account transfer.
BENEFITS:
⊙Medical services (1) In cases of illness, injury or childbirth, the beneficiaries can receive medical services; including medical outpatient services and inpatient services from an NHI healthcare provider. (2) The beneficiaries must pay a co-payment fee when receiving medical services and must observe the medical regulations. ⊙Medical expenses reimbursement In cases where beneficiaries receive medical services overseas, such as unexpected medical services needs or childbirth, they are entitled to claim reimbursement. They should make their claim within 6 months of the treatment with receipts, including detailed services itemized and documents of diagnosis.
MORE INFORMATION:
Enrollment Services Group Insurance Units Medical Services
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